ZipPay plans and pricing
Simple pricing that grows with your business
Accept payments, manage transactions and understand your costs with transparent ZipPay pricing.
Plans
Choose the right ZipPay plan
Pricing is stored centrally and can be updated without rewriting the page.
Start
For sole traders and small businesses getting started.
2.9% + R2.00 per successful transaction
Grow
For businesses processing more payments and needing extra tools.
Tiered reduced ZipPay transaction rate
Pro
For established businesses requiring advanced support or custom pricing.
Custom rate
Custom transaction pricing
API access
Priority support
Multiple locations
Advanced account review
Contact SalesEstimate your monthly ZipPay costs
Adjust your monthly payment volume and see an estimated total.
Leave blank to estimate from average transaction value.
Payment method split
Current estimator uses one blended configured rate. Splits are saved for future method-specific pricing.
Your estimate
Grow
Estimated monthly ZipPay cost
R2 951
Effective rate: 3.47%
Compare
Compare ZipPay plans
| Feature | Start | Grow | Pro |
|---|---|---|---|
| In-person payments | Coming soon | Coming soon | Coming soon |
| Online payments | |||
| Payment links | |||
| Digital receipts | |||
| Refund management | |||
| User access | 1 user | Up to 5 users | Custom |
| Branch or location management | 1 location | Custom | |
| Transaction reporting | Basic | Advanced | Advanced |
| Settlement reports | |||
| API access | |||
| POS integration | Roadmap | ||
| Priority support | Eligible merchants | ||
| Custom transaction pricing | |||
| Monthly subscription fee | R0 | R249 | Custom |
Included
Everything you need to accept payments
Payments
Business tools
Reporting
Support
Hardware
Choose your ZipPay setup
ZipPay on the Move
Pricing on request
Portable SmartPOS preview for mobile merchants, pop-ups and field services.
View device
ZipPay One
Pricing on request
All-in-one SmartPOS preview for in-person payments, refunds and digital receipts.
View deviceFAQ
Pricing questions
How are ZipPay transaction fees calculated?
The estimator applies the configured plan rate to your monthly payment volume and adds any configured fixed fee per estimated transaction.
Is there a monthly subscription fee?
Start has no monthly subscription fee. Grow has a configured monthly fee. Pro uses custom pricing.
Which plan is best for my business?
Start suits smaller merchants. Grow is designed for businesses processing more payments. Larger businesses can contact ZipPay for custom pricing.
Can I change plans later?
Plan-change workflows are part of the merchant account model and can be connected to billing rules before production.
Do transaction rates decrease as sales increase?
Grow includes tiered rates in the pricing configuration, so the calculator applies each tier to the matching portion of monthly sales.
When do I receive my payouts?
Contact ZipPay for the latest settlement and custom pricing information.
Can I use ZipPay for online and in-person payments?
Online payments and payment links are represented in the platform. In-person terminal products are marked Coming Soon.
How does the cost calculator work?
It estimates transaction count from monthly sales and average transaction value, then applies the selected plan's configured fee model.
Are hardware costs once-off?
Hardware pricing is not final in this demo. Device cards use central hardware configuration and show request or coming-soon labels.
Can larger businesses request custom pricing?
Yes. The Pro plan routes merchants to contact sales for custom pricing discussions.
Ready to start accepting payments?
Create your ZipPay account or speak to sales about the right setup for your business.