ZipPay
Test Mode

Payments that flow with you.

Accept secure online and in-person payments, create payment links and manage every transaction from one simple dashboard.

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Built for South African businesses Secure payment processing Simple merchant onboarding Local support

Merchant dashboard

Bluebird Health Practice

Test Mode

Available balance

R 251,374.00

Today’s payments

R 2,595.00

Successful count

18

Consultation Invoice

Lerato M. • Card

R 850,00

Practice Subscription

Bluebird Clinic • Instant EFT

R 1 250,00

Client Account Payment

M. Jacobs • Payment Link

R 495,00

Products

One platform for modern merchant payments.

Launch with online payments and payment links today in demo mode, with in-person payment workflows clearly marked as coming soon.

Online Payments

Accept card, Instant EFT and QR-style test payments through a secure hosted checkout.

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Payment Links

Create secure links for invoices, WhatsApp, social commerce and once-off collections.

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Recurring Payments

Prepare subscription and recurring billing workflows for future processor activation.

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Coming Soon

In-Person Payments

SmartPOS terminal support for face-to-face collections.

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Invoices

Connect invoice payment requests to merchant, client account and practice workflows.

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Developer API

Build with API keys, webhooks, test mode events and integration logs.

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How it works

From account creation to collection in four steps.

A clear onboarding path helps merchants submit business and compliance information before entering live processing.

01

Create your account

Complete the required setup with clear status and support prompts.

02

Verify your business

Complete the required setup with clear status and support prompts.

03

Connect your checkout

Complete the required setup with clear status and support prompts.

04

Start accepting payments

Complete the required setup with clear status and support prompts.

Business types

Built for practical South African commerce.

ZipPay supports the workflows service businesses, healthcare teams and platforms actually need.

Healthcare practices
Professional services
Online stores
Membership organisations
Small businesses
Software platforms
Test Mode

Made to work with your workflow

ZipPay can connect payment collection directly to invoices, client accounts and operational workflows used by service businesses.

Step 1

Invoice created

Step 2

Payment requested

Step 3

Customer pays

Step 4

Invoice automatically updated

Coming Soon

Card terminals and SmartPOS

SmartPOS terminals Tap, insert and swipe Wi-Fi and mobile connectivity Digital receipts Transaction syncing

Developer-ready API

POST /v1/payment-links
Authorization: Bearer sk_test_••••••••
Content-Type: application/json

{
  "amount": 85000,
  "currency": "ZAR",
  "title": "Consultation Invoice",
  "customer_email": "patient@example.co.za"
}

Illustrative test mode response:

{
  "id": "plink_test_8H2K",
  "mode": "test",
  "url": "https://pay.zippay.example/pay/plink_test_8H2K",
  "status": "active"
}
Security

Sensible controls without false production claims.

The platform models secure payment workflows, but does not claim PCI DSS certification, PASA registration or live acquiring approval.

Encrypted payment information

Designed so sensitive payment data is handled through tokenised processor flows, not raw card storage.

Role-based dashboard access

Owner, Administrator, Finance, Developer, Support and Read Only roles are modelled.

Secure webhook verification

Signing secrets and delivery history are included for sandbox testing.

Audit logs

Sensitive merchant and admin actions are recorded in the platform model.

Compliance onboarding

KYC, bank verification and website review are built into merchant signup.

Settlement controls

Balances, settlement periods and masked bank details are represented clearly.

Start accepting payments with ZipPay.

Create a demo merchant account, complete onboarding and prepare your business for future live payment processing.

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